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8 Tips to Keep You and Your Christmas Tree Safe

christmas-bauble-1016680_1280According to the US Fire Administration over 400 homes are destroyed annually by causes related to Christmas tree fires. Leap / Carpenter / Kemps Insurance offers competitive rates on homeowner’s insurance that would cover accidental damage due to Christmas tree fires. A well-written homeowners policy will pay to replace any of your personal property that is destroyed in a fire or other disaster. The policy will also be your first line of defense against a lawsuit from someone injured at your home.

Here are a few good reminders to help you enjoy the holiday:

  1. Keep your Christmas tree well watered. Refilling the water every day will help it last about two to three weeks.
  2. Check the tree for freshness before buying. A freshly cut tree will have a sticky trunk and the needles will not fall off if touched.
  3. Set your tree away from heat vents and the fireplace. Heated air just dries out a tree, and one shooting spark can cause a disaster.
  4. Inspect the lights. Check for exposed or worn wires, as well as broken sockets.
  5. Turn off the lights at night; use a timer if needed.
  6. Do not burn the tree in your fireplace.
  7. Do not overload the electrical circuits.
  8. Take your tree down the first of January.

Whether you are looking for cost-effective insurance for basic needs like homeowners and automobile insurance, or something more specialized, such as insurance for RVs, motorcycles or boats, your Leap / Carpenter / Kemps agent can help you protect your assets without breaking your budget.

At Leap / Carpenter / Kemps, Merced County’s largest locally-owned agency, we have an experienced staff of professionals who understand that each family has unique insurance needs and that the one-size-fits-all approach just doesn’t work.

 

 

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